Lesson 3 of 6
Research & always verify
6 min read
You ask AI to compare two savings accounts and it hands back a neat table of rates and fees. It looks authoritative. But where did those numbers come from — and are they still true today?
A great first draft
AI is a fast researcher: ask it to compare two accounts, two phone plans, two insurance options, and it lays out the trade-offs in a tidy table. As a starting point — what to look at, what to ask — it's excellent. It saves you an hour of tab-juggling.
AI is a brilliant first draft for a comparison. It frames the choice and the trade-offs — real work done for you.
Then check every number
Here's the catch: rates and fees change constantly, and AI can state an out-of-date or even invented figure with total confidence. Treat every specific number as unconfirmed until you've seen it on the provider's own page. The comparison is the draft; the source is the truth.
Verify the numbers against the real source before you decide. A confident table is not a checked one.
Never act on a rate, fee, or figure straight from a chatbot. Open the provider's official site or app and confirm it there — the number may have moved, or never have been right.
The shape of it
- —AI compares options fast and frames the trade-offs — a great first draft.
- —Rates and fees go stale, and AI can state a wrong number confidently.
- —Confirm every figure on the provider's own page before you decide.
AI gives you a table saying Account A pays 4.5%. What should you do before switching?
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